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Terms & Conditions

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by Oakstone Capital Mortgage LLC for the sole purpose of conveying information about Oakstone Capital Mortgage LLC’s products and services and to allow communication between Oakstone Capital Mortgage LLC and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Oakstone Capital Mortgage LLC agreements and disclosures that govern its products and services.

From time to time Oakstone Capital Mortgage LLC may place links to other websites on this page. Oakstone Capital Mortgage LLC has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by Oakstone Capital Mortgage LLC or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

You must not:

Oakstone Capital Mortgage LLC makes no warranties of any kind regarding the products and services advertised on this site. Oakstone Capital Mortgage LLC will use reasonable efforts to ensure that all information displayed is accurate; however, Oakstone Capital Mortgage LLC expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Oakstone Capital Mortgage LLC is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Oakstone Capital Mortgage LLC has been informed of the possibility of such loss or damage.

Protecting the privacy of your children is essential. For that reason, our website is not structured to attract children under the age of 18. Parental consent is required for children under 18 to create an online banking profile. 

Other important information:

We occasionally use third parties such as Facebook and Google to serve you targeted ads based on behavioral data that they collect on websites that you visit across the internet. Technology such as cookies and web beacons are used to collect this data. The data collected is not personal information and does not identify you as an individual. You can limit the collection of this data by modifying your browser settings and ad settings on various platforms, including: Chrome, Microsoft Edge, Firefox, Safari, Facebook’s Ad Settings, and Google’s Ad Settings.

 

Terms and Conditions for Opt-In Text Message Consent

Introduction

By opting in to receive text messages from [Your Company Name], you consent to the following terms and conditions. This agreement outlines your rights and responsibilities regarding text message communications and complies with state and federal regulations, including the Telephone Consumer Protection Act (TCPA), California Consumer Privacy Act (CCPA), and other relevant privacy laws applicable in California, Arizona, Nevada, Colorado, Minnesota, and Louisiana.

Consent to Receive Text Messages

By providing your mobile phone number, you expressly agree to receive recurring automated promotional and informational text messages (e.g., updates, offers, and notifications) from [Your Company Name] at the mobile number provided. These messages may be sent using an automatic telephone dialing system or similar technology.

  1. Voluntary Participation
    You acknowledge that providing your phone number is voluntary and that consent is not a condition of purchasing goods or services.

  2. Opt-In Process
    By replying "YES" or submitting your phone number through an online form or in-store registration, you provide explicit consent to receive text messages.

  3. Opt-Out Process
    You can opt out of receiving text messages at any time by replying "STOP" to any text message you receive from us. Once we receive your opt-out request, we will send you a confirmation message and stop sending you text messages. Message and data rates may apply.

Collection and Use of Personal Information

Your personal information, including your phone number, will be collected and used in compliance with applicable privacy laws and for the following purposes:

  1. Purpose of Collection

    • To send text messages regarding promotions, offers, and other relevant updates.
    • To provide customer service or transactional updates as necessary.
  2. Retention of Data
    Your phone number will be stored securely and used only as long as necessary for the purposes for which it was collected, unless a longer retention period is required by law.

Message Frequency

The number of messages you receive will vary depending on your interaction with [Your Company Name]. You may receive up to [Insert Frequency, e.g., 5 messages per week] based on your preferences and activities.

Message and Data Rates

Message and data rates may apply to each text message sent or received as provided in your mobile telephone service plan. Contact your mobile service provider for details.

Your Rights

You have the following rights under applicable federal and state laws:

  1. Right to Access – Request access to the personal information we have collected about you.
  2. Right to Deletion – Request the deletion of your personal information, subject to legal and contractual obligations.
  3. Right to Opt-Out – Withdraw your consent to receive text messages at any time.
  4. Right to Non-Discrimination – You will not be discriminated against for exercising any of your rights under applicable privacy laws.

Eligibility

By opting in, you represent that you are 18 years or older or have the consent of a parent or legal guardian if under 18. You must also be the authorized user of the mobile number provided.

Data Sharing and Privacy

Your personal information will not be sold or shared with third parties, except as necessary to provide the services described (e.g., working with a third-party messaging provider) or as required by law.

Compliance with State Laws

This policy complies with the applicable privacy and telemarketing laws of the states where we operate, including:

Changes to Terms and Conditions

We reserve the right to modify these terms at any time. Updates will be communicated through our website or via text message.

Contact Information

If you have questions or concerns about these terms or wish to exercise your rights, contact us at:

Email: ino@oakstonecapitalmortgage.com
Phone: 949.272.550
Mailing Address: 27285 Las Ramblas Ste 230, Mission Viejo, CA, 92691

Acknowledgment

By opting in, you acknowledge that you have read, understood, and agreed to these terms and conditions and our Privacy Policy. If you do not agree, do not opt in or text "STOP" to opt out.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.